From the estimated sales price, subtract:

	Payoff figure on your present loan(s)
	Broker's commission
	Any prepayment penalty on your mortgage
	Attorney's fees if applicable
	Unpaid property taxes.

In addition, we can tell you whether local customs or rules expect the buyer or the seller to pay for the following items:

	Title insurance premium
	Transfer taxes
	Survey fees
	Inspections and repairs for termites and the like
	Recording fees
	Homeowner Association transfer fees and document preparation
	Home protection plan
	Natural hazard disclosure report.

Lee and Russ will assist you in estimating what your final closing costs will be. Sometimes predicting the exact closing costs when negotiating with a particular buyer can be tricky.

E-mail the Jacobs for details!